Inappropriate

Kayla looks down her own shirt.

Kayla - "There are nipples on my belly, auntie."
Me - "Yes, I guess there are."
Kayla - "See auntie? I have nice nipples on my belly." She holds open the neck of her shirt so that I can see.
Me - "Uhh... yeah... hey, do you want to read a story with me?"

So inappropriate.